An Endowment Plan is a dual-purpose financial tool that combines life insurance protection with a savings component. At JP Financial Solutions & Investment Inc., in partnership with Sagicor, we offer tailored endowment policies that help you plan for future milestones—such as a child’s education, home purchase, or retirement—while also securing your family’s financial stability. With an endowment plan, you receive a guaranteed lump sum either at the end of the policy term or in the event of untimely death. This makes it an ideal choice for individuals looking to build disciplined savings while benefiting from life coverage over a fixed period. Our endowment policies are flexible, allowing you to select terms and premium levels that match your income and future goals. Whether short-term or long-term, this plan offers peace of mind through guaranteed returns and insurance protection in one powerful solution.
To enroll in an endowment plan, you’ll need to provide basic personal and financial information such as age, income, and intended savings goals. Some policies may require a health assessment depending on the coverage amount. Our advisors will guide you through selecting the best policy structure to meet your financial objectives, backed by Sagicor’s stability and JP Financial’s commitment to your future.
Generally, you’ll need a valid photo ID, proof of address, and in some cases, income verification or a completed medical questionnaire. Specific requirements may vary based on the service selected.
Approval timelines depend on the type of service. Basic plans may be approved within 1-3 business days, while more complex products like insurance policies or investments may take longer due to underwriting or compliance checks.
Yes. All our services are designed to be flexible. Whether it’s life insurance, retirement savings, or estate planning, our advisors will work with you to tailor solutions that meet your unique goals and budget.
Some services may have minimum contribution requirements, while others allow you to start with what you're comfortable with. We provide affordable options for individuals, families, and businesses.
Absolutely. We understand that your needs may change. Our team will support you in reviewing and adjusting your plan or policy at any time to ensure it continues to meet your goals.
