The CARICARE Medical Plan is a regionally tailored health insurance solution developed to provide reliable and affordable medical coverage to individuals and families across the Caribbean. In partnership with Sagicor, JP Financial Solutions brings you access to a comprehensive network of healthcare providers, ensuring peace of mind in times of medical need. This plan offers flexible options including inpatient and outpatient services, specialist consultations, surgeries, diagnostic testing, and prescription coverage. Whether you're seeking coverage for yourself, your family, or employees, CARICARE provides scalable benefits that suit your healthcare and financial priorities. With the rising cost of healthcare, this plan allows you to safeguard your well-being and that of your loved ones with confidence and continuity.
Enrollment in the CARICARE Medical Plan requires valid identification, completion of a medical history form, and in some cases, a basic medical examination. Applicants must be within the approved age bracket and adhere to the contribution structure based on the selected coverage. Additional documents may be requested to ensure a smooth onboarding process. Our team will guide you through every step to ensure your medical needs are adequately covered.
Generally, youโll need a valid photo ID, proof of address, and in some cases, income verification or a completed medical questionnaire. Specific requirements may vary based on the service selected.
Approval timelines depend on the type of service. Basic plans may be approved within 1-3 business days, while more complex products like insurance policies or investments may take longer due to underwriting or compliance checks.
Yes. All our services are designed to be flexible. Whether itโs life insurance, retirement savings, or estate planning, our advisors will work with you to tailor solutions that meet your unique goals and budget.
Some services may have minimum contribution requirements, while others allow you to start with what you're comfortable with. We provide affordable options for individuals, families, and businesses.
Absolutely. We understand that your needs may change. Our team will support you in reviewing and adjusting your plan or policy at any time to ensure it continues to meet your goals.