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JP Financial Solutions and Investments Inc.
  • Yes, you can name a child as a beneficiary. However, if the child is a minor at the time of your passing, a legal guardian or trust may be required to manage the funds on their behalf. We recommend discussing options with one of our advisors.

  • Your life insurance needs depend on your financial responsibilities such as income, debts, dependents, and future goals. Our advisors can help you determine the right amount based on your circumstances.

  • Living benefits allow you to access part of your insurance coverage while alive under qualifying circumstances like terminal illness. We offer products that include this feature for greater flexibility and peace of mind.

  • The earlier the better. Premiums are lower when you're younger and healthier, and securing coverage early provides long-term financial protection for you and your family.

  • Life insurance costs vary based on age, health, lifestyle, coverage amount, and policy type. We offer affordable options to meet different needs and budgets.

  • Yes, we offer automatic payment options so you can easily stay on top of your premiums without worry. Contact us to set it up.

  • Changing your beneficiary is simple. Contact us to request the beneficiary change form. Once submitted, we’ll confirm the update.

  • Yes, we provide a grace period (typically 30 to 60 days) after your premium due date. Your coverage remains active during this time.

  • Financial planning is the process of setting goals, evaluating your current finances, and creating a roadmap for long-term stability. We help you make informed decisions about saving, spending, investing, and protecting your wealth.

  • Estate planning ensures your assets are distributed according to your wishes. It includes wills, trusts, power of attorney, and other tools that protect your legacy and minimize legal complications. Learn more about Estate Planning

  • The Millennium Saver pension plan is a long-term retirement savings plan designed to help you prepare for a secure future. Contributions grow over time with benefits available at retirement age. Learn more about Millennium Saver Pension Plan

  • The CARICARE Medical Plan provides comprehensive health coverage for individuals and families. It includes medical, dental, vision, and emergency care benefits across participating providers. Learn more about CARICARE Medical Plan

  • Peace Assured is a burial plan that helps cover funeral expenses and final arrangements, easing the financial burden on your loved ones during a difficult time. Learn more about the Peace Assured Plan